Privacy Policy

Last Updated: November 4, 2025

This Privacy Policy describes how OpisFind ("we," "our," or "us") collects, uses, and discloses your information when you use our website and services (collectively, the "Service").

1. Information We Collect

1.1 Information You Provide

We collect information you provide directly to us, including:

• Personal Information: Name, email address, phone number, date of birth, Social Security Number
• Financial Information: Income, employment status, loan amount requested, loan purpose
• Credit Information: Credit score range, credit history (obtained through soft credit inquiries)
• Contact Information: Mailing address, ZIP code

1.2 Information Collected Automatically

When you use our Service, we automatically collect certain information, including:

• Usage Information: Pages viewed, links clicked, time spent on pages
• Device Information: IP address, browser type, operating system, device identifiers
• Cookies and Similar Technologies: We use cookies, web beacons, and similar technologies to collect information

1.3 Information from Third Parties

We may receive information about you from third parties, including:

• Credit Bureaus: Credit reports and scores from Experian, TransUnion, and/or Equifax
• Marketing Partners: Information from our advertising and marketing partners
• Providers: Information from lenders and financial institutions you interact with through our Service

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Service
• Match you with appropriate financial products and Providers
• Display personalized prequalified rates and offers
• Communicate with you about your account, applications, and our Service
• Send you marketing communications (with your consent)
• Detect, prevent, and address fraud and security issues
• Comply with legal obligations
• Analyze trends and user behavior to improve our Service

3. How We Share Your Information

3.1 With Providers

We share your information with Providers (lenders, banks, and financial institutions) to enable them to provide you with prequalified rates, quotes, and offers. When you select a Provider and submit an application, we share your information with that Provider.

3.2 With Service Providers

We share your information with third-party service providers who perform services on our behalf, including:

• Credit reporting agencies
• Data analytics providers
• Marketing and advertising partners
• Technology and hosting providers

3.3 For Legal Reasons

We may disclose your information if required by law or if we believe disclosure is necessary to:

• Comply with legal process or government requests
• Enforce our Terms of Service
• Protect our rights, property, or safety
• Prevent fraud or security issues

3.4 Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Your Choices and Rights

4.1 Access and Update

You can access and update your account information by logging into your account or contacting us.

4.2 Marketing Communications

You can opt out of receiving marketing emails by clicking the "unsubscribe" link in any marketing email. You can opt out of SMS messages by replying "STOP".

4.3 Cookies

Most web browsers are set to accept cookies by default. You can usually choose to set your browser to remove or reject cookies.

4.4 Do Not Track

Some browsers have a "Do Not Track" feature. We do not currently respond to Do Not Track signals.

5. Data Security

We use reasonable administrative, technical, and physical security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Data Retention

We retain your information for as long as necessary to provide our Service, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Children's Privacy

Our Service is not directed to individuals under the age of majority. We do not knowingly collect personal information from children.

8. State-Specific Rights

8.1 California Residents

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal information we collect, use, and disclose
• The right to request deletion of your personal information
• The right to opt out of the sale of your personal information
• The right to non-discrimination for exercising your rights

To exercise these rights, please contact us at privacy@OpisFind.com.

8.2 Other States

Residents of other states may have additional rights under applicable state laws. Please contact us for more information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a notice on our website prior to the change becoming effective.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at:

OpisFind
Email: help@opisfind.com

Important: This Privacy Policy applies only to information collected through our Service. It does not apply to information collected by Providers or other third parties.