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Rates from 7.99% - 35.99% APR • Up to $40k • 1-5 years

Most borrowers use loans to consolidate debt — with an average loan amount of $22,321 in October 2025 — but home improvements and major purchases are also common.

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Tell us about your loan

$10,000

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Enter details about a loan — either real or hypothetical — to calculate the monthly payment, total interest, and total amount you'll pay over the life of the loan.

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Your estimated payments

Monthly payment
$144
Total payment: $17,280
Total interest: $7,280

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Best for: Credit building

Build or rebuild your credit with flexible loan options and competitive rates.

Credit building No prepayment penalty Flexible terms
Rates from
7.99%
APR
Loan term
2-5
years
Loan amount
Up to
$40k
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Won't affect credit score